Independent health & life insurance
Coverage for the self-employed. Guidance you can trust.
I'm Brandon, an independent agent in Tampa with over 10 years of experience. I compare plans from several carriers and walk you through them in plain English, o en español.
Coverage that works as hard as you do.
Carriers, networks & plan options
- UnitedHealthcare
- Allstate Health Solutions
- Blue Cross Blue Shield
- Cigna Healthcare
- Aetna
- First Health Network
- PHCS Network
- LifeX
- Ethos
- Kansas City Life Insurance Company
- Transamerica
- Foresters Financial
- Mutual of Omaha
Plan and network access vary by product, state and eligibility.
Explore your options
Coverage that keeps up with your work.
Running a business, lost your coverage, don't receive government assistance, or building a business from scratch? If your health insurance doesn't come with a paycheck, I can help you and your family get covered.
Talk through your optionsIndividual & family health
Doctor visits, prescriptions and hospital coverage, often with nationwide PPO networks.
02ACA Marketplace plans
Major medical coverage, with tax credits if you qualify. Open Enrollment or a qualifying event required.
03Dental & vision
Cleanings, fillings, eye exams and glasses, on their own or added to a health plan.
04Life insurance
Affordable term life so the people who count on you are taken care of.
05Mortgage protection
Life insurance that can help pay off your home if something happens to you, so your family can stay in it.
06Accident & critical illness
Cash benefits if an injury or a serious diagnosis keeps you from working.
Options and availability depend on your state, eligibility and the plans offered. Benefits and limitations are reviewed with you before you enroll.
Life insurance
Protect yourself and your future.
If something happened to you, could your family keep the house and pay the bills, or would they have to start a GoFundMe? I help self-employed parents and business owners find affordable life insurance that fits their budget.
- Term lifeCoverage for your working and child-raising years.
- Whole life & final expenseLifelong coverage that builds cash value or covers final costs.
- Universal lifeLifelong coverage with flexible premiums and cash value that can grow over time.
- Simple applicationsSome plans may be available without a medical exam.
Life insurance carriers I work with
Products, eligibility and underwriting vary by carrier and state.
Meet your agent
Hi, I'm Brandon. You'll talk to me, not a call center.
I've been an independent agent for more than ten years, helping self-employed people and their families find health coverage they can afford.
Because I'm independent, I'm not tied to one insurance company. I look at what's available in your area, show you the two or three options that actually fit, and explain what each one covers and what it doesn't. Then you decide.
After you enroll, I'm with you for the lifetime of your policy. My job is to make sure my clients are taken care of.
Brandon
Start a conversationWhat to expect
From questions to covered.
- 01 / Connect
Send your info
Fill out the quote form, or call or text me. I just need who's on the policy and your ZIP code.
- 02 / Talk
A quick call
About 10 to 15 minutes. I walk you through your best options, including what each one doesn't cover.
- 03 / Decide
Choose your plan
If a plan fits & suits your needs, I help you apply.
Questions
Common questions.
Can I get coverage outside of Open Enrollment?
Often, yes. Many private health plans, dental, vision and supplemental plans can be applied for any time of year. ACA Marketplace plans need Open Enrollment or a qualifying life event, like losing other coverage, moving or having a baby. I'll tell you what's open to you right now.
Are these ACA plans?
I offer both. Some of the plans I quote are ACA major medical plans. Others are private or supplemental plans that work differently, and fixed indemnity plans pay set amounts instead of acting as major medical insurance. I'll explain exactly how each plan pays before you decide.
Will a health condition affect my options?
ACA plans can't turn you down or charge more for pre-existing conditions. Some private plans ask health questions and base eligibility or price on your answers. That's why I ask a few questions first, so I only show you plans you can actually get.
What do you need from me to give a quote?
The gender and age of everyone you want covered and your ZIP code. For ACA plans I'll also ask for an estimate of your household income to check for tax credits.
¿Atienden en español?
Sí. Puedo explicarle sus opciones y ayudarle con la solicitud completamente en español. Llame o envíe un mensaje de texto al (813) 791-3196.
Better coverage starts with a conversation.
It takes about a minute. I'll get back to you, usually the same business day.